Vivek Makwana

Personal Finance Analyst & Consumer Policy Specialist

Vivek Makwana is a dedicated personal finance writer and the founder of HelpForFinance.com. With a specialization in consumer news and financial system updates, Vivek serves as a primary resource for readers navigating the complexities of the financial landscapes in the United States and India.

Expertise and Coverage

Vivek’s work is focused on the intersection of government policy and everyday consumer finance. He specializes in real-time reporting on:

  • Regulatory Shifts: Analyzing updates from the IRS (USA), RBI (India), and other federal financial agencies.
  • Banking & Fintech: Monitoring service disruptions, digital payment regulations, and banking system upgrades.
  • Risk Management: Providing clarity on insurance policy changes, claim processes, and consumer protection alerts.
  • Credit & Debt Markets: Tracking mortgage rate trends, credit card interest caps, and student loan policy developments.

Editorial Philosophy: Data Over Hype

Vivek operates on a “Primary Source First” philosophy. In an era of financial misinformation, he prioritizes data from official government disclosures, regulatory statements, and corporate filings.

His writing approach is defined by:

  • Nuanced Clarity: Breaking down dense financial jargon into plain, actionable English.
  • Regional Specialization: Maintaining strict separation between US and Indian financial systems to ensure regional accuracy.
  • Objective Analysis: Providing calm, fact-based reporting during times of economic uncertainty or platform outages.

Professional Standards & Transparency

As the lead contributor to HelpForFinance.com, Vivek adheres to a strict code of editorial integrity:

  • Independence: His analysis remains 100% independent of advertising influence or third-party financial partnerships.
  • Continuous Verification: Finance is a moving target; Vivek ensures that critical updates and corrections are integrated into his work as new data emerges.
  • YMYL Compliance: Vivek recognizes the “Your Money or Your Life” nature of finance writing. While his work is deeply researched, he maintains that all content is for informational purposes only and is not a substitute for professional financial or legal counsel.

Connect with Vivek

Vivek is committed to building a transparent and helpful financial community. He welcomes reader feedback, factual inquiries, and topic suggestions.

  • Contact: Reach out via the Contact Page for editorial inquiries or corrections.